Before purchasing any cryptocurrency, one must ensure that the nature, complexity and risks
inherent in the trading of cryptocurrency are suitable for their objectives. Cryptocurrencies
should not be purchased without understanding the extent of exposure to potential loss.
Cryptocurrency exchange rates have exhibited strong volatility to the date and extent of
exposure to potential loss that could extend to the entire cryptocurrency investment. Many
factors outside the control of Retail Pay token will affect the market price of cryptocurrencies,
including, but not limited to, national and international economic, financial, regulatory, political,
terrorist, military, and other events, adverse or positive news events and publicity, and
generally extreme, uncertain, and volatile market conditions. Extreme changes in price and
ability to sell/exchange may occur at any time.